Our credit repair service
The price
$696total
$399 + 3 × $99
- $399 Initial Dispute Package, charged only after your disputes are sent. We charge nothing when you sign up.
- Then $99 a month for up to 3 months, each charged only after that month's work. A month with no work isn't charged, so $696 is the most you'll pay.
- Cancel anytime. You can also cancel at no cost within 5 days of signing; your agreement shows the exact deadline.
- Credit monitoring is required: $19.99 a month, paid directly to the monitoring company.
We dispute everything at once
Some companies send one or two disputes a month to keep billing you. Your Initial Dispute Package covers every item that's inaccurate, incomplete or can't be verified, in the first round.
What's included
Initial Dispute Package ($399)
- A line-by-line review of your Equifax, Experian and TransUnion reports
- Disputes for every item that's inaccurate, incomplete or can't be verified, sent all at once
- A written plan: what we'll dispute, what you can do on your own, and the habits that help
- An optional 15-minute call to go over your reports, after you enroll
Follow-up months ($99 each, up to 3)
- Reviewing the bureaus' responses
- Follow-up letters on items already disputed: verification requests, escalations, and new disputes where there's a basis
- A monthly update on what was sent, what came back and what's next
- Help in English or Spanish
After 3 months, your service ends with a final summary. If more work makes sense, we'll explain what it is and what it costs first; you decide.
How enrolling works
Enroll online, in about 2 minutes. Read the disclosures, sign your agreement and add a card. We don't charge anything today.
Connect credit monitoring, so we can see your three reports.
Optional: book a 15-minute call to go over your reports. It comes after you enroll.
Your disputes go out after your 5-day cancellation period. The $399 is charged after they're sent.
Then, for up to 3 months, we work on the bureaus' responses. Each $99 is charged after that month's work.
No promises we can't keep. Results depend on your reports and how the bureaus respond, so we focus on an honest review and a clear plan.
Why don't we talk by phone before you enroll?
Federal rules limit selling credit repair by phone, and we follow them. Ask us anything by chat or email. Once you enroll, you can book a call with us to go over your reports.
Common questions
$696total
$399 + 3 × $99